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Options Tracker

Terms of Service

Last Updated: February 13, 2026

1. ACCEPTANCE OF TERMS

By accessing, browsing, or using Options Tracker (the "Service", "Platform", "Application", or "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms", "Agreement"), including any additional terms, conditions, policies, and disclaimers referenced herein or available by hyperlink. If you do not agree to all of these Terms, you are expressly prohibited from using the Service and must discontinue use immediately.

These Terms constitute a legally binding agreement between you ("User", "you", "your") and Options Tracker ("Company", "we", "us", "our") governing your access to and use of the Service.

2. NATURE OF SERVICE - NOT A TRADING PLATFORM

OPTIONS TRACKER IS NOT A TRADING PLATFORM, BROKERAGE, BROKER-DEALER, INVESTMENT ADVISOR, OR FINANCIAL INSTITUTION. The Service is solely a personal record-keeping and tracking tool designed to help users organize and visualize their trading activity data that originates from third-party brokerage platforms.

The Service does not execute, facilitate, recommend, or provide any securities transactions whatsoever. The Service does not hold, transfer, or have custody of any funds, securities, or financial instruments. All actual trading activities occur exclusively on your independent brokerage platform(s), which are separate and distinct entities from Options Tracker.

Options Tracker is not registered with the Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), the Commodity Futures Trading Commission (CFTC), or any state securities regulatory authority, and is not required to be so registered given the nature of the Service.

3. NO FINANCIAL, INVESTMENT, OR TRADING ADVICE

THE SERVICE DOES NOT PROVIDE FINANCIAL ADVICE, INVESTMENT ADVICE, TRADING ADVICE, TAX ADVICE, LEGAL ADVICE, OR ANY OTHER FORM OF PROFESSIONAL ADVICE. Nothing contained in or provided through the Service shall be construed as a recommendation, endorsement, or suggestion to buy, sell, hold, or otherwise transact in any security, derivative, option, futures contract, or any other financial instrument.

Any data, calculations, metrics, analytics, charts, projections, profit/loss displays, risk assessments, position analyses, or other information presented through the Service are provided solely for informational and personal record-keeping purposes. Such information should not be relied upon for making any financial or investment decisions.

You acknowledge and agree that any trading or investment decisions you make are solely your own responsibility and are made at your own risk. You should consult with a qualified financial advisor, registered investment professional, tax advisor, and/or attorney before making any financial or investment decisions.

4. YOUR BROKERAGE IS THE OFFICIAL RECORD

YOUR BROKERAGE ACCOUNT STATEMENTS AND RECORDS CONSTITUTE THE SOLE OFFICIAL AND AUTHORITATIVE RECORD OF YOUR TRADING ACTIVITY. Options Tracker is a supplementary tool only and is not intended to serve as, and should not be relied upon as, an official record of your trades, positions, balances, or any other account information.

You are solely responsible for verifying all information displayed in the Service against your official brokerage statements and records. In the event of any discrepancy between information displayed in Options Tracker and your brokerage records, your brokerage records shall be deemed correct and authoritative.

For tax reporting, regulatory compliance, legal matters, or any other official purposes, you must rely exclusively on your brokerage account statements and official records from your trading platform(s).

5. DATA ACCURACY, ERRORS, AND LIMITATIONS

THE SERVICE MAY CONTAIN ERRORS, INACCURACIES, OMISSIONS, OR OTHER DEFECTS. You acknowledge and agree that:

  • Data displayed in the Service may be incomplete, incorrect, outdated, or otherwise inaccurate
  • Calculations, including but not limited to profit/loss figures, position values, Greeks, breakeven points, risk metrics, and any other computed values may contain errors
  • Data synchronization from third-party sources may fail, be delayed, or result in incorrect or incomplete data
  • The Service may experience technical errors, bugs, glitches, system failures, or other malfunctions
  • Historical data may be modified, corrupted, or lost
  • Real-time or near-real-time data may be delayed, unavailable, or inaccurate
  • Import and export functionality may result in data loss or corruption
  • The Service may incorrectly categorize, group, or display trades and positions

We do not warrant the accuracy, completeness, reliability, suitability, or availability of any information displayed in the Service. Any reliance you place on such information is strictly at your own risk.

6. THIRD-PARTY DATA AND API LIMITATIONS

The Service integrates with and relies upon data from third-party sources, including but not limited to Interactive Brokers (IBKR), market data providers, and other external APIs and services. You acknowledge and agree that:

  • API Delays: Data obtained through third-party APIs may be delayed by minutes, hours, or longer. Real-time data is not guaranteed.
  • API Availability: Third-party APIs may be unavailable, experience downtime, or be discontinued without notice
  • Data Quality: Third-party data may contain errors, omissions, or inaccuracies for which we have no control or responsibility
  • Format Changes: Third-party data formats may change without notice, potentially causing synchronization failures or data corruption
  • Rate Limits: API rate limits may restrict the frequency or volume of data synchronization
  • Authentication: Third-party authentication mechanisms may fail or be revoked

We are not responsible for any issues arising from third-party services, including but not limited to service interruptions, data inaccuracies, authentication failures, or changes to third-party terms of service.

7. LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. We expressly disclaim all warranties, including but not limited to:

  • Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
  • Warranties regarding the accuracy, reliability, or completeness of any information
  • Warranties that the Service will be uninterrupted, timely, secure, or error-free
  • Warranties regarding the results that may be obtained from the use of the Service

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL OPTIONS TRACKER, ITS OWNERS, OPERATORS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY:

  • Direct, indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, goodwill, or other intangible losses
  • Trading losses or investment losses of any kind
  • Damages arising from unauthorized access to or alteration of your data
  • Damages arising from any errors, inaccuracies, or omissions in the Service
  • Damages arising from service interruptions or system failures
  • Damages arising from third-party actions or third-party content

These limitations apply regardless of the legal theory upon which damages are sought, whether in contract, tort (including negligence), strict liability, or otherwise, and even if we have been advised of the possibility of such damages.

8. INDEMNIFICATION

YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS Options Tracker, its owners, operators, officers, directors, employees, agents, affiliates, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys' fees) arising out of or relating to:

  • Your use of or access to the Service
  • Your violation of these Terms
  • Your violation of any applicable law or regulation
  • Your violation of any third-party rights
  • Any trading or investment decisions you make
  • Any reliance you place on information displayed in the Service
  • Any content or data you submit, post, or transmit through the Service
  • Your failure to maintain the security of your account credentials
  • Any unauthorized use of your account
  • Any claims made by third parties related to your use of the Service

This indemnification obligation will survive the termination of these Terms and your use of the Service.

9. ASSUMPTION OF RISK

OPTIONS TRADING INVOLVES SUBSTANTIAL RISK OF LOSS AND IS NOT APPROPRIATE FOR ALL INVESTORS. You acknowledge that:

  • Options and other derivative instruments are complex financial products
  • You can lose your entire investment and potentially more
  • Past performance is not indicative of future results
  • You should not trade with money you cannot afford to lose
  • You are solely responsible for your own trading decisions and their outcomes

By using the Service, you represent that you understand the risks associated with options trading and other financial instruments, and you assume all risks associated with your trading activities.

10. USER RESPONSIBILITIES

You are responsible for:

  • Maintaining the confidentiality and security of your account credentials
  • All activities that occur under your account
  • Verifying all data displayed in the Service against your official brokerage records
  • Ensuring that your use of the Service complies with all applicable laws and regulations
  • Maintaining adequate backups of any data you submit to the Service
  • Promptly notifying us of any unauthorized use of your account

11. DATA PRIVACY AND SECURITY

While we implement reasonable security measures to protect your data, we cannot guarantee absolute security. You acknowledge that:

  • No method of electronic transmission or storage is 100% secure
  • We are not responsible for any unauthorized access to your data
  • You should not store sensitive financial credentials (such as brokerage passwords) in the Service
  • Data may be stored and processed in various jurisdictions

12. SERVICE AVAILABILITY AND MODIFICATIONS

We reserve the right to:

  • Modify, suspend, or discontinue the Service at any time without notice
  • Change these Terms at any time by posting updated Terms on the Service
  • Limit or restrict access to the Service for any reason
  • Remove or modify any content or features without notice

Your continued use of the Service after any changes to these Terms constitutes your acceptance of the modified Terms.

13. PAID SUBSCRIPTIONS AND BILLING

Options Tracker offers both free and paid subscription tiers. By subscribing to a paid plan, you agree to the following terms:

13.1 Recurring Billing

PAID SUBSCRIPTIONS ARE BILLED ON A RECURRING BASIS. By subscribing to a paid plan, you authorize us to charge your designated payment method on a recurring basis (monthly or annually, depending on your selected billing cycle) until you cancel your subscription. Subscription fees are charged in advance at the beginning of each billing period.

13.2 Automatic Renewal

Your subscription will automatically renew at the end of each billing period unless you cancel it before the renewal date. The renewal charge will be at the then-current subscription rate, which may differ from your original subscription rate. We will notify you of any price changes before they take effect.

13.3 Cancellation

You may cancel your subscription at any time through your account settings or by contacting us. Upon cancellation:

  • Your subscription will remain active until the end of your current billing period
  • You will retain access to paid features until the end of your current billing period
  • No further charges will be made after the current billing period ends
  • Your account will revert to the free tier at the end of the billing period

13.4 No Refunds

ALL SUBSCRIPTION FEES ARE NON-REFUNDABLE. We do not provide refunds or credits for any partial subscription periods, unused features, or time remaining on your subscription after cancellation. By subscribing, you acknowledge and agree to this no-refund policy.

13.5 Payment Processing

All payments are processed through Stripe, our third-party payment processor. By providing payment information, you authorize us to charge your payment method for all subscription fees. You are responsible for:

  • Providing accurate and complete payment information
  • Ensuring your payment method remains valid and has sufficient funds
  • Updating your payment information if it changes

13.6 Failed Payments

If a payment fails, we may attempt to charge your payment method again. If payment cannot be processed after multiple attempts, your subscription may be suspended or terminated, and you may lose access to paid features.

13.7 Free Tier Limitations

The free tier of the Service includes limitations on features and usage, including but not limited to the number of wheel strategies, LEAP positions, and brokerage accounts you can track. These limitations may change at any time. To access unlimited features, you must subscribe to a paid plan.

13.8 Price Changes

We reserve the right to change subscription prices at any time. Price changes will not affect your current billing period but will apply to subsequent renewals. We will provide reasonable notice of any price changes before they take effect.

14. TERMINATION

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms. Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnification, and limitations of liability.

15. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the Company operates, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with applicable arbitration rules, and judgment on the arbitration award may be entered in any court of competent jurisdiction.

CLASS ACTION WAIVER: You agree that any disputes will be resolved on an individual basis and not as part of any class, consolidated, or representative action.

16. SEVERABILITY

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

17. ENTIRE AGREEMENT

These Terms, together with any additional terms, conditions, and policies referenced herein, constitute the entire agreement between you and Options Tracker regarding the Service and supersede all prior agreements, understandings, and communications, whether written or oral.

18. CONTACT INFORMATION

If you have any questions about these Terms, please contact us at support@optionstracker.io or through our contact form.

ACKNOWLEDGMENT

BY CREATING AN ACCOUNT OR USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE. YOU FURTHER ACKNOWLEDGE THAT THESE TERMS CONSTITUTE A BINDING LEGAL AGREEMENT BETWEEN YOU AND OPTIONS TRACKER.